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A Partial Answer to the Missing Middle Housing Crisis

Heartland Development Systems is seeking private loans for lots and model homes in growing Illinois communities.

The Opportunity

Heartland Development Systems seeks private lenders to participate in secured mortgages to fund the purchase of lots and construction of residential model homes in growing Illinois communities.

These are mortgage investments, secured by real property, designed for private investors seeking yield backed by tangible assets.

MH Premier General Construction, led by Mike Hoxsie and Andrew Marshall, is a trusted builder known for quality craftsmanship, efficient delivery, and dependable project management. With deep residential expertise and a shared commitment to community-focused development, MH Premier has completed over 350 homes regionally in the past four years.

Heartland Development Systems delivers attainable housing through efficient home designs that minimize material waste and utilize automated building methods like panelization to reduce costs and speed construction. By combining innovative financing with targeted marketing to high-demand buyers—and partnering with communities through tools such as tax-exempt bonds and TIF—HDS aligns smart development with local growth. The result is a scalable, disciplined approach designed to expand housing access while creating strong, community-backed investment opportunities. This is vertical construction with defined timelines, clear collateral, and local demand.

Key Investment Highlights

12% interest for one year
Secured mortgages
Prime residential construction
Loans starting at $60,000 and ranging to $600,000
All projects within 45 minutes of Rivian, Caterpillar, ADM, and State Farm.

Who This Is For

These opportunities are designed for:
• Accredited investors
• Experienced private lenders
• Individuals seeking asset-backed yield outside traditional markets

All investments are offered pursuant to applicable securities exemptions.

 

Learn more about current offerings, timelines, and the underwriting approach.